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EXPERT NET
 
  ACADEMIC EXPERTS
   
a EXPERT PROFILE a
 
a Stephen Cecchetti
Professor
International Business School
(781) 736-2249
cecchetti@domainbrandeis.edu

Stephen G. Cecchetti is currently Professor of International Economics and Finance at the International Business School, Brandeis University; and Director of Research at the Rosenberg Institute for Global Finance. He is also a Research Associate of the National Bureau of Economic Research, an organization of distinguished academic economists who specialize in policy-oriented empirical studies of national and world economies; and a consultant to central banks around the world.  He is currently serving as a consultant to the European Central Bank?s Inflation Persistence Project. Prior to joining the faculty at Brandeis, he was Professor of Economics at Ohio State University. From August 1997 to September 1999, he was Executive Vice President and Director of Research at the Federal Reserve Bank of New York, as well as Associate Economist of the Federal Open Market Committee. 

In addition to his teaching, Professor Cecchetti has been editor of the Journal of Money, Credit and Banking from 1992 to 2001, and on the editorial boards of the American Economic Review, the Journal of Economic Literature, and the Economic Policy Review of the Federal Reserve Bank of New York.  He has published over fifty articles in academic and policy journals on a variety of topics, including banking, securities markets and monetary policy, and is a regular contributor to the Financial Times.

Professor Cecchetti received a S.B. in Economics from M.I.T. in 1977, and a Ph.D. in Economics from the University of California at Berkeley in 1982
 
 
a EXPERT PROFILE a
 
a

Lynne Pierson Doti
Professor of Economics
Chapman University
(714) 997-6805
ldoti@chapman.edu


Lynne Pierson Doti, the David and Sandra Stone Professor of Economics at Chapman University, is the author of Banking in an Unregulated Environment: California 1878 - 1905 and co-author of California Bankers and Banking in the American West.  She has also written about 25 articles on banking, using history as a laboratory to test theories of branching, structure and regulation.  Current research is focused on financing sources for real estate development.   In April, 2006 Lynne became the Editor of Essays in Economic and Business History. She has served on a number of corporate, civic, and charitable boards including the board of directors of Plaza Bank and Eldorado Bank, the Anaheim and Orange Budget Commissions and the state boards of two political organizations.  Her Ph.D. in Economics is from the University of California, Riverside.

 
 
a EXPERT PROFILE a
 
a Bob Frank
Professor of Economics
Cornell University
(607) 225-8501
Rhf3@cornell.edu

Professor Robert Frank is a monthly contributor to the "Economic Scene" column in The New York Times. Until 2001, he was the Goldwin Smith Professor of Economics, Ethics, and Public Policy in Cornell's College of Arts and Sciences. He has also served as a Peace Corps volunteer in rural Nepal, chief economist for the Civil Aeronautics Board, fellow at the Center for Advanced Study in the Behavioral Sciences, and was Professor of American Civilization at l'Ecole des Hautes Etudes en Sciences Sociales in Paris. Frank's books include Choosing the Right Pond, Passions within Reason, Microeconomics and Behavior, Luxury Fever, and What Price the Moral High Ground? The Winner-Take-All Society, co-authored with Philip Cook, was named a Notable Book of the Year by The New York Times, and was included in Business Week's list of the ten best books for 1995. Frank holds a BS in mathematics from the Georgia Institute of Technology, an MA in statistics from UC Berkeley and a PhD in economics, also from UC Berkeley.
 
 
a EXPERT PROFILE a
 
a

Jack Guttentag
Professor of Finance Emeritus
Wharton School,University of Pennsylvania
(215) 898-7543


He is Jack M. Guttentag, now Professor of Finance Emeritus, formerly Jacob Safra Professor of International Banking, at the Wharton School of the University of Pennsylvania. Earlier he was Chief of the Domestic Research Division of the Federal Reserve Bank of New York, on the senior staff of the National Bureau of Economic Research, and managing editor of both the Journal of Finance (1974-77) and the Housing Finance Review (1983-89).

Professor Guttentag has been a student of the home loan market for many years, and his bibliography of scholarly articles, books and monographs is large and diverse. He has also been an active practitioner, serving as a consultant to many government agencies and private financial institutions, including the Department of Housing and Urban Development, USAID, Freddie Mac, Citicorp, Dominion Bancshares, the World Bank, J.P. Morgan Securities, the New Zealand Bankers Association, and many others. In addition, he has been a director of the Teachers Insurance and Annuity Association, Federal Home Loan Bank of Pittsburgh, Guild Mortgage Investments, and First Federal Savings and Loan Association of Rochester.

Throughout his career, Professor Guttentag has been concerned with the difficulties faced by consumers in the home loan market. In 1985 he joined with a colleague at Wharton to found GHR Systems, Inc. which developed a nationwide electronic network that lenders use to deliver complex mortgage information quickly to loan-officer employees, to mortgage brokers, and to consumers using the internet. The company also provides easy-to-use tools that enable loan officers to act as consultants to borrowers during the origination process, while speeding up the process. In August, 2005, GHR was purchased by Metavante Corporation, the financial technology subsidiary of Marshall & Ilsley Corporation.

In 1997 Professor Guttentag began to phase out his teaching at Wharton  to focus his efforts more fully toward helping consumers navigate the home loan market effectively.  He began a weekly column on mortgages that is nationally syndicated, and began the development of this web site. The major purpose of both is to help consumers make better decisions.

In 2000, Professor Guttentag in collaboration with several mortgage brokers developed Upfront Mortgage Brokers (UMBs). Brokers who agree to do business in accordance with UMB principles, and who display these principles prominently on their web sites, are listed on this site for easy access by consumers.  (See Upfront Mortgage Brokers.) In 2003, the certification process was extended to internet-based mortgage lenders.  (See Upfront Mortgage Lenders.) In 2006, it was further extended to one internet-based lender who discloses wholesale prices and markups. (See A New Approach to Selecting a Loan Provider.)

In contemplation of retirement, Professor Guttentag has taken several steps to assure the continuation of the certification processes described above. Because he never received any compensation from UMBs, the likelihood of finding a replacement who would continue that practice seemed low. He decided, therefore, to deed all his intellectual property connected to UMBs, including trademarks, to the Upfront Mortgage Brokers Association (UMBA), a non-profit corporation. UMBA will gradually take over his monitoring and other functions. It will be supported by dues paid by UMBs.
To assure the continued viability of the arrangement with Amerisave, the agreement with them requires compensation for monitoring and guarantees. To induce Amerisave to keep its markup fixed for sub-prime loans, he agreed to forgo any payment on these loans. He has no other financial interest in Amerisave.
Professor Guttentag's The Pocket Mortgage Guide was published in 2003, The Mortgage Encyclopedia in 2004, both by McGraw Hill.
 
 
a EXPERT PROFILE a
 
a

Joseph Gyourko
Professor of Real Estate & Finance
Wharton School,University of Pennsylvania
(215) 898-3003
gyourko@wharton.upenn.edu


PhD, University of Chicago, 1984; AB, Duke University, 1978
Research Areas
Real estate finance; urban and real estate economics; housing markets
Recent Consulting
Private equity investing in real estate; real estate securities and valuation issues; housing market analysis
Current Projects
Land use regulations and the rise in housing prices; superstar cities and house prices in coastal markets; local politics and political partisanship
Academic Positions Held
Wharton: 1984-present; (Acting Chair, Real Estate Department, 2007-present; Chair, Real Estate Department, 2000-2003; Acting Chair, Real Estate Department, 1999-2000; Director, Samuel Zell and Robert Lurie Real Estate Center, 1998-present; Research Director, Wharton Real Estate Center, 1993-95; Associate Director, Wharton Real Estate Center, 1992-93). Visiting appointment: University of California, Los Angeles
Other Positions
Visiting Scholar, Federal Reserve Bank of Philadelphia, 1989-90, 1996-97
Professional Leadership 2003-2007
Editorial Boards: Journal of Urban Economics; Real Estate Finance and Economics; Journal of Regional Science; Research Associate, National Bureau of Economic Research, Public Economics Program
Corporate and Public Sector Leadership 2003-2007
Trustee and Academic Fellow, Urban Land Institute; Trustee, EII Realty Securities, Inc.; Senior Advisor and Director, AMC Delancey Group; Executive Committee, Philadelphia District Council of the Urban Land Institute
Representative Publications
Urban Decline and Durable Housing” Journal of Political Economy 113.2 (2005): 345-375.

"Why is Manhattan So Expensive? Regulation and the Rise in House Prices.” Journal of Law and Economics 48.2: 331-370 (2005).

"The Structure of Local Public Finance and the Quality of Life." Journal of Political Economy 99.4 (August 1991).

 
 
a EXPERT PROFILE a
 
a Marshall Meyer
Wharton Professor
University of Pennsylvania
(215)898-6992
meyer@wharton.upenn.edu

PhD, University of Chicago, 1967; MA, University of Chicago, 1965; AB, Columbia University, 1964
Research Areas
Management in China; measurement of organizational performance; organizational design; organizational change
Recent Consulting
Strategies for Chinese firms; design and evaluation of performance measurement systems
Current Projects
State-owned enterprise reform in China; internationalization of Chinese firms; technology and knowledge transfer in Chinese high-tech industrial parks.
Academic Positions Held
Wharton: 1987-present (named Richard A. Sapp Professor, 2002; Anheuser-Busch Term Professor of Management, 1987-92). University of Pennsylvania: 1988-present (Associate Member, Center for East Asian Studies, 2004-present). Previous appointments: University of California, Riverside; Cornell University; Harvard University. Visiting appointments: Hong Kong University of Science and Technology; Singapore Management University; Chinese University of Hong Kong; Tsinghua University; Yale University; University of California, Los Angeles; University of California, Irvine
Career and Recent Professional Awards; Teaching Awards
Visiting Scholar, Russell Sage Foundation, 1993-94
Professional Leadership 2003-2007
Senior Editor, Management and Organization Review; Advisory Editor, Harvard Business Review—China; Board of Scholars, Chief Executive Leadership Institute, Yale University
Corporate and Public Sector Leadership 2003-2007
Board of Directors, Chamber Orchestra of Philadelphia; Board of Directors, Hong Kong Trade Development Council (US)
Representative Publications
“Managing Indefinite Boundaries: The Strategy and Structure of a Chinese Business Firm.” Management and Organization Review (March 2005).
“Subjectivity and the Weighting of Performance Measures: Evidence from the Balanced Scorecard.” Accounting Review (July 2003).
Rethinking Performance Measurement: Beyond the Balanced Scorecard. Cambridge University Press, (translated into Chinese, Italian, Japanese, and Russian), 2002.

 
 
a EXPERT PROFILE a
 
a Nicolas P. Retsinas
Joint Center Director
Harvard University
(617)496-3676

Nicolas P. Retsinas is Lecturer in Urban Planning and Design at the Graduate School of Design and Lecturer at Harvard Business School. Prior to his Harvard appointment, Retsinas served as Assistant Secretary for Housing-Federal Housing Commissioner at the United States Department of Housing and Urban Development and as Director of the Office of Thrift Supervision. Retsinas also served on the Board of the Federal Deposit Insurance Corporation. He was the Executive Director of the Rhode Island Housing and Mortgage Finance Corporation from 1987 to 1993. He received his master's degree in city planning from Harvard University and his AB in economics from New York University.

 
 
a EXPERT PROFILE a
 
a Todd Sinai
Associate Professor of Real Estate
University of Pennsylvania, Wharton School
(215)898-5390
Sinai@wharton.upenn.edu

PhD, Massachusetts Institute of Technology, 1997; BA, Yale University, 1992
Research Areas

Risk and pricing in housing markets; taxation of real estate and capital gains; commercial real estate and real estate investment trusts; air traffic delays; real estate and public economics
Recent Consulting
Authored expert report on the demographic makeup of Low Income Housing Tax Credit recipients.
Current Projects
How households respond to housing risk; house price bubbles; “superstar” cities; why airlines do not report accurate flight times
Academic Positions Held
Wharton: 1997-present (Abraham Mitchell Term Assistant Professor of Real Estate, 2000-2005).
Other Positions
Faculty Research Fellow, National Bureau of Economic Research, 1999-present; Visiting Scholar, Federal Reserve Bank of Philadelphia, 2000-present
Career and Recent Professional Awards; Teaching Awards
Edwin S. Mills Best Paper Award, 2004 Post-Doctoral Fellow, Homer Hoyt Institute, 2001; Ballard Teaching Award, 2001; HUD/AREUEA Best Paper Award, 2001
Professional Leadership 2003-2007
Co-organizer, Public Policy and Real Estate sessions at NBER, 1999-present
Representative Publications
(with N. Souleles)
“Owner-Occupied Housing as a Hedge Against Rent Risk.” Quarterly Journal of Economics (May 2005).
(with J. Waldfogel)
“Do Low-Income Housing Subsidies Increase the Occupied Housing Stock?” Journal of Public Economics (forthcoming).
(with J. Waldfogel)
“Geography and the Internet: Is the Internet a Substitute or Complement for Cities?” Journal of Urban Economics (July 2004).
(with C. Mayer)
"Network Effects, Congestion Externalities, and Air Traffic Delays: Or Why Not All Delays Are Evil." American Economic Review (September 2003).

 
 
a EXPERT PROFILE a
 
a Kerry Vandell
Professor of Finance and Director of the center for Real Estate
UC Irvine's Merage School of Business
(949)824-1985
kvandell@uci.edu

Kerry Vandell joined the Merage School faculty in July 2006 as the founding area head of its new academic focus in real estate and Director of its new Center for Real Estate. He comes from the University of Wisconsin-Madison, where he held the Tiefenthaler Distinguished Chair in Real Estate and Urban Land Economics, and was former Director of the Center for Urban Land Economics Research and Chair of the Department of Real Estate and Urban Land Economics. He taught previously at Harvard University, the University of California, Berkeley, and Southern Methodist University.

Professor Vandell has has rearched and consulted widely and has written or co-authored more than 80 papers which have appeared in such publications as the Journal of Finance, the Quarterly Journal of Economics, Real Estate Economics, the Journal of Real Estate Finance and Economics, and the Wharton Real Estate Review. He has presented at conferences and meetings in Asia, Europe and throughout the United States and currently is serving as a board member of the Asian Real Estate Society.

He is currently a member of the Counselors of Real Estate and the Urban Land Institute and is a past president of the American Real Estate and Urban Economics Association (AREUEA). He is on the editorial boards of Real Estate Economics (former co-editor), Land Economics, the Journal of Real Estate Finance and Economics, the Journal of Real Estate Research, Housing Policy Debate, and the International Real Estate Review.

Prior to obtaining his PhD from MIT at the MIT-Harvard Joint Center for Urban Studies, Professor Vandell received his bachelor’s and master’s degrees in engineering at Rice University, and a master’s in city and regional planning at Harvard University.

 
 
a EXPERT PROFILE a
 
a Jacob Vigdor
Associate Professor of Public Policy Studies and Economics
Duke University
Faculty Reserch Fellow
National Bureau of Economic Research
(919) 613-9226
Jacob.vigdor@duke.edu

Jacob Vigdor is Associate Professor of Public Policy Studies and Economics at Duke University, and a Faculty Research Fellow at the National Bureau of Economic Research.  He received a B.S. in Policy Analysis from Cornell University in 1994 and a Ph.D. in Economics from Harvard University in 1999.

His research interests are in the broad areas of education policy, housing policy, and political economy. Within those areas, he has published numerous scholarly articles on the topics of residential segregation, immigration, housing affordability, the consequences of gentrification, the determinants of student achievement in elementary school, the causes and consequences of delinquent behavior among adolescents, teacher turnover, civic participation and voting patterns, and racial inequality in the labor market.  These articles have been published in outlets such as the Journal of Political Economy, the Review of Economics and Statistics, the Journal of Public Economics, the Journal of Human Resources, and the Journal of Policy Analysis and Management. 

Professor Vigdor's scholarly activities have been supported by grants from the National Science Foundation, National Institute on Drug Abuse, the Spencer Foundation, the Smith Richardson Foundation, the William T. Grant Foundation, and the Russell Sage Foundation.  Professor Vigdor has taught at Duke since 1999.

 
 
a EXPERT PROFILE a
 
a

Susan M. Wachter
Wharton Real Estate Professor
University of Pennsylvania
(215) 898-6355
wachter@wharton.upenn.edu


PhD, Boston College, 1974; BA, Harvard College, 1965
Research Areas
Real estate economics; urban economics; housing finance
Recent Consulting
Mortgage Markets 2002-2003 Freddie Mac; Housing Markets 2004 Toll Brothers Inc.; Mortgage Insurance Markets 2005 GE Financial; Prudential REALTORS 2005-2006
Current Projects
Modeling default and delinquency; tenure choice and homeownership affordability; real estate price index methodologies; modeling neighborhood change
Academic Positions Held
Wharton: 1972-present (named Richard B. Worley Professor of Financial Management, 2003; Chairperson, Real Estate Department, 1997-2000; Director, Wharton Geographical Information Systems Lab, 1995-present). University of Pennsylvania: (Co-director of Penn Institute for Urban Research, 2004-Present; Professor of City and Regional Planning, 1995-present; Ombudsman, 1987-90). Previous appointment: Bryn Mawr College. Visiting appointment: Singapore Management University (Celia Moh Visiting Professor, 2004)
Career and Recent Professional Awards; Teaching Awards
American Real Estate and Urban Economics Lifetime Achievement Award 2005; American Real Estate and Urban Economics Best International Paper Award 1995; Undergraduate Division Excellence in Teaching Award, 1991; Lindback Award for Distinguished Teaching, University of Pennsylvania, 1975; Anvil Award for Teaching Excellence, 1974
Professional Leadership 2003-2007
Editorial Review Board, Real Estate Economics, 2003-present; Board of Editors, Journal of Housing Economics, 2003-present; Board of Editors, Housing Policy Debate, 2003-present; Board of Editors, Journal of Real Estate and Finance, 2003-present; Board of Editors, Journal of Real Estate Research, 2004-present; Board of Editors, Journal of Housing Research, 2006; Homer Hoyt Institute Faculty Fellow, 2003-present
Corporate and Public Sector Leadership 2003-2007
Visiting Fellow, Brookings Institution, 2003; Academic Fellow, Urban Land Institute, 2003-2004; Advisory Board for Regulatory Research, National Association of Homebuilders, 2005-2006; Board of Directors, American Real Estate and Urban Economics Association, 2003-2006; Blue Ribbon Committee on Housing Finance, 2005-2006
Representative Publications
(with Andrey Pavlov)
“The Inevitability of Market-Wide Underpriced Risk.” Real Estate Economics (forthcoming 2006).
(with Richard Green)
"The American Mortgage in Historical and International Context." Journal of Economic Perspectives Vol. 19, No. 4 (2005).
(with William N. Goetzmann and Matthew I. Spiegel)
“Do Cities and Suburbs Cluster?” Cityscape Vol. 3, No. 3 (1998).

 
 
a EXPERT PROFILE a
 
a Dale Whitman
Real Estate Finance Expert and Professor
Missouri University – Columbia, School of Law
(573) 884-0946
WhitmanD@missouri.edu

Professor Whitman became acquainted with MU in 1976 as a visiting professor from Brigham Young University. He went on to teach at the University of Washington in 1978, where he also served as associate dean before returning to MU in 1982 to become the law school's dean. He was dean from 1982-88.

Professor Whitman is one of the nation's premier experts on property law. From 1991-97 he served as co-reporter of the ALI's Restatement (Third) of Property (Mortgages) with Professor Grant Nelson, formerly of MU. Professors Whitman and Nelson have collaborated on five casebooks in real estate finance and property.

Professor Whitman has also written a comprehensive property treatise with Professor William Stoebuck. From 1994-97 he served on the executive committee of the Association of American Law Schools (AALS). In 2002, he served as President of AALS. He was the reporter for the Uniform Non-Judicial Foreclosure Act, approved in 2002. His teaching fields include Property, Real Estate Finance and Land Use Planning. He retired from MU in the summer of 2007, and will teach at Washington University and the University of Florida during the 2007-08 academic year.

 
 
  THINK TANK & ADVOCACY GROUP EXPERTS
   
EXPERT PROFILE
 
Dick Armey
FreedomWorks
601 Pennsylvania Avenue NW
North Building, Suite 700
Washington, DC 20004
Phone: (202) 783-3870
For 18 years in the House of Representatives, Dick Armey fought tirelessly for lower taxes, less government, and more freedom. In 2003, he joined FreedomWorks to lead the same political revolution at the grassroots level.

Upon joining FreedomWorks, Dick Armey said, “During my time as Majority Leader on Capitol Hill, I came to recognize that grassroots action is the most important factor to winning at politics. That’s what FreedomWorks is all about. I know FreedomWorks and its members well from past campaigns on the Flat Tax, Social Security reform, and school choice. In every issue that matters to the U.S. economy, FreedomWorks is right there in the fight. I am very excited to be a part of this great organization.”
 
 
EXPERT PROFILE
 
John Berlau
Director
Competitive Enterprise Institute
1001 Connecticut Avenue, NW, Suite 1250
Washington, D.C. 20036

John Berlau is director of the Center for Entrepreneurship at CEI.

Berlau has written about the impact of public policy on entrepreneurship for many publications including The Wall Street Journal, Barron's, Investor's Business Daily, and National Review. He has been the guest on many radio and television programs including MSNBC's "The Situation" with Tucker Carlson and CNBC's "Street Signs" with Ron Insana, and the Your World with Neil Cavuto on Fox News

Berlau previously was Washington correspondent for Investor's Business Daily and a staff writer for Insight magazine, published by The Washington Times. In 2002, he recevied Sandy Hume Memorial Award for Excellence in Political Journalism from Washington's National Press Club . He was a media fellow at the Hoover Institution in 2003.

Berlau graduated from the University of Missouri-Columbia in 1994 with degrees in journalism and economics.

He is the author of the newly published book Eco-Freaks: (Nelson Current, 2006), which has been in Amazon's top 100 best-selling non-fiction books.

 
 
EXPERT PROFILE
 
Wayne T. Brough, Ph.D.
FreedomWorks
601 Pennsylvania Avenue NW
North Building, Suite 700
Washington, DC 20004
Phone: (202) 783-3870
Wayne T. Brough is currently the Vice President for Research and Chief Economist at FreedomWorks. He received a Ph.D. in economics from George Mason University, with fields in industrial organization and public choice. Dr. Brough previously worked at the Office of Management and Budget, focusing on transportation regulations; the United States Agency for International Development, focusing on market reforms in Africa; and in the research branch of an investment bank, where he covered U.S. domestic policies. He has testified before Congress and regulatory agencies on a number of issues. Dr. Brough has published in books, academic journals, and newspapers on a wide variety of economic and regulatory issues.
 
 
a EXPERT PROFILE a
 
a Matt Kibbe
FreedomWorks
601 Pennsylvania Avenue NW
North Building, Suite 700
Washington, DC 20004
Phone: (202) 783-3870

Matt Kibbe became President and CEO of FreedomWorks in June 2004. From 1984-2004, the FreedomWorks organization was called Citizens for a Sound Economy (CSE) and previously Matt served as its Executive Vice President from 1996-2004. Today, as President/CEO, Matt manages FreedomWorks' overall operations and strategy, including public policy development, grassroots operations, and state and federal issue campaigns for the organization.

Before joining Citizens for a Sound Economy, Matt served as Chief of Staff and House Budget Committee Associate for U.S. Representative Dan Miller(R-FL) from 1993 to 1996. Between 1990 and 1993, Mr. Kibbe was Director of Federal Budget Policy for the U.S. Chamber of Commerce. Prior to that, he served as Senior Economist for the Republican National Committee during Lee Atwater’s tenure as Chairman. Between 1988 and 1989, Mr. Kibbe was the Managing Editor of Market Process, an academic economics journal published by the Center for the Study of Market Processes at George Mason University. The journal developed Austrian and Public Choice approaches to economic theory, and a free market understanding of political economy.

Mr. Kibbe started his professional career at Citizens for a Sound Economy, serving as a policy analyst between 1986 and 1988. Matt did graduate work in the economics department at George Mason University and received his BA in Economics from Grove City College.

Mr. Kibbe has written extensively on economics, public policy and politics. His writings have appeared in outlets such as USA Today, The Wall Street Journal, The Washington Times, Reason, Market Process and The Journal of Regulation and Social Costs.

 
 
a EXPERT PROFILE a
 
a Arnold Kling
Cato Institute
Phone (202) 842-0200
www.cato.org

Arnold Kling is an independent scholar who writes about a wide variety of economic issues. He was an economist on the staff of the Board of Governors of the Federal Reserve System from 1980-1986, and served as a senior economist at Freddie Mac from 1986-1994. In 1994, he started Homefair.com, one of the first commercial sites on the World Wide Web. (Homefair was sold in 1999 to Homestore.com.) Kling is the author of several books, most recently Crisis of Abundance: Rethinking How We Pay for Health Care, published by the Cato Institute. He also co-edits EconLog, a weblog devoted to economic issues. Kling received his Ph.D. in economics from the Massachusetts Institute of Technology in 1980.

 
 
a EXPERT PROFILE a
 
a Gerald P. O'Driscoll Jr
Senior Fellow
Cato Institute
Phone (202) 842-0200
www.cato.org

Gerald O'Driscoll is a widely quoted expert on international economic issues, including trade, finance and economic development. Formerly the director of the Center for International Trade and Economics at the Heritage Foundation, O'Driscoll was senior editor of the annual Index of Economic Freedom, co-published by Heritage and The Wall Street Journal. He is published widely in leading publications, including The Wall Street Journal. He has appeared on national radio and television, including the Jim Lehr News Hour. With a dozen years experience as a university professor, O'Driscoll speaks regularly at academic conferences and universities. He writes and speaks on such diverse topics as trade, foreign aid, the International Monetary Fund, and property rights. O'Driscoll holds a B.A. in Economics from Fordham University, and an M.A. and Ph.D. in economics from UCLA. He has served as a vice president at both the Federal Reserve Bank of Dallas and Citigroup, and was staff director of the congressionally created Meltzer Commission on international financial institutions.
 
 
a EXPERT PROFILE a
 
a Alex J. Pollock
American Enterprise Institute
Phone: 202-862-7190
APollock@aei.org
http://www.aei.org/scholars/filter.,scholarID.88/scholar.asp

Alex J. Pollock has been a resident fellow at AEI since 2004, focusing on financial policy issues, including government-sponsored enterprises, retirement finance, housing finance, corporate governance, accounting standards, and the issues raised by the Sarbanes-Oxley Act. Previously he spent thirty-five years in banking, including twelve years as president and chief executive officer of the Federal Home Loan Bank of Chicago, while also writing numerous articles on financial systems and management. He is a director of Allied Capital Corporation, the Chicago Mercantile Exchange, the Great Lakes Higher Education Corporation, the International Union for Housing Finance, and chairman of the board of the Great Books Foundation.

Professional Experience
-President and chief executive officer, Federal Home Loan Bank of Chicago, 1991-2004
-Visiting scholar, Federal Reserve Bank of St. Louis, 1991
-President and chief executive officer, Community Federal Savings, St. Louis, 1988-1990
-President, Marine Bank, Milwaukee, 1987
-Chief financial officer, Marine Bank, Milwaukee, 1986
-Senior vice president, corporate planning, research, and development, Continental Illinois National Bank, Chicago, 1982-1985
-Positions of increasing responsibility in Belgium, Germany, and Chicago, Continental Illinois National Bank, 1969-1981

Education
M.P.A., international relations, Princeton University
M.A., philosophy, University of Chicago
B.A., Williams College

 
 
a EXPERT PROFILE a
 
a

Alen Reynolds
Senior Fellow
Cato institute
Phone (202) 842-0200
www.cato.org
areynolds@cato.org
Media Contact: 202-789-5200


Alan Reynolds is a Senior Fellow at the Cato Institute and was formerly Director of Economic Research at the Hudson Institute. He served as Research Director with National Commission on Tax Reform and Economic Growth, an advisor to the National Commission on the Cost of Higher Education, and as a member of the OMB transition team in 1981. His studies have been published by the Organization for Economic Cooperation and Development, the Joint Economic Committee, the Federal Reserve Banks of Atlanta and St. Louis and the Australian Stock Exchange. Author of Income and Wealth (Greenwood Press 2006), he has written for numerous publications since 1971 including The Wall Street Journal, The New York Times, National Review, The New Republic, Fortune and The Harvard Business Review. A former columnist with Forbes and Reason, his weekly column is now nationally syndicated.